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How a Payday Loan Works | Cash Now Solutions
Choose your Country or Region:
Requested Loan Amount:
How soon do you need your loan?
Where would you like
your cash deposited?
Checking Savings

How a Payday Loan Works

Signing up for a payday loan with Cash Now Solutions is simple - the only thing you need to worry about is filling out an online form with the most up-to-date information you have about your working situation and we'll take care of the rest. We match you with a lender who can then service your payday loan request. After your completed form has been submitted to our lenders, a loan representative will contact you at the number you supplied on the form (make sure it's a number you have access to at the time you apply) and will confirm the details and finish up the rest of the process. In a few cases it may be necessary to fax in documents to verify assertions as listed on your form, but you may avoid faxing documents if you are careful to be honest about your living and working situation when answering the form's questiojns. If you are approved, your funds will be direct deposited into your bank account on the next available business day.

Who can qualify for a payday loan?

Most lenders will require the following:

  • You must be employed or receive regular income from a program such as social security or welfare
  • If employed, you must make at least $1000 per month or $800 if you receive income through a government program
  • You must be 18 years old as well as a citizen of the United States
  • You must have an active savings or checking account that allows for direct deposit

What about repaying my payday loan?

Our lenders have a few repayment options available should you not be able to pay back your loan amount and fees on the expected repayment date. Please note that these options may vary depending on the lender.
Option A: You may pay your loan amount back only and roll the finance charges into a separate loan
Option B: You may pay the finance fee and part of the loan amount back, rolling the remainder into a separate loan
Option C: You may pay the finance fee only and roll the full loan amount into a separate loan
It's important to note that additional rules and restrictions may apply in each of these situations, so be sure to ask your loan representative about your options.

Sign up for a payday loan now!

We think you'll agree that our lenders' terms are fair and extremely competitive, so if you're satisfied with what we have to offer go ahead and sign up for your payday loan today - our lenders are waiting to hear from you!

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